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Islami Bank Bangladesh Limited

Islami Bank Bangladesh Limited is a leading private bank in Bangladesh. Islami Bank Bangladesh Limited is a Joint Venture Public Limited Company engaged in commercial banking business based on Islamic Shari'ah with 63.09% foreign shareholding having largest branch network ( total 373 Branches, 167 Sub-Branches and 2283 Agent Outlets) among the private sector Banks in Bangladesh. It was established on the 13th March 1983 as the first Islamic Bank in the South East Asia.

It is listed with Dhaka Stock Exchange Ltd. and Chittagong Stock Exchange Ltd. Authorized Capital of the Bank is Tk. 20,000.00 million and Paid-up Capital is Tk. 16,099.91 million having 33,686 shareholders as on 31st December 2019.

Product of the Islami Bank Bangladesh Limited

Deposit Product: Islami Bank Bangladesh Limited mobilizes deposits through different types of accounts.

l-Wadeah Accounts

Islami Bank Bangladesh Limited operates Al-wadeah Current Account on the principles of Al-wadeah. The Bank commits to refund money deposited in these Accounts on the demand of customers. On the other hand the Bank takes permission from customers that the Bank may utilize their money. Customers may operate these Accounts as their desire. No profit is disbursed in these Accounts and depositors do not bear any loss.

Mudaraba Accounts

In the perspective of these Accounts, the Bank is 'Mudarib' and customers are 'Shahib Al-Mal'. On behalf of depositors, the Bank invests their deposited money and distributes minimum 65% of investment income earned through the deployment of Mudaraba funds among Mudaraba depositors after the closing of the year.

  1. Al-Wadeah Current Account (AWCA)
  2. Mudaraba Savings Account (MSA)
  3. Mudaraba Term Deposit Account (MTDR)
  4. Mudaraba Special Notice Account (MSNA)
  5. Mudaraba Hajj Savings Account (MHSA)
  6. Mudaraba Special Savings (Pension) Account (MSSA)
  7. Mudaraba Savings Bond (MSB)
  8. Mudaraba Monthly Profit Deposit Account (MMPDA)
  9. Mudaraba Muhor Savings Account (MMSA)
  10. Mudaraba Waqf Cash Deposit Account (MWCDA)
  11. Mudaraba NRB Savings Bond (MNSB) Account
  12. Mudaraba Foreign Currency Deposit Account (MFCD)
  13. Students Mudaraba Savings Account (SMSA)
  14. Mudaraba Farmers Savings Account (MFSA)

Investment Product  of the Islami Bank Bangladesh Limited

The investment policy of the Bank is to invest on the basis of profit-loss sharing system in accordance with the tenets and principles of Islamic Shari'ah. Earning profit is not the only motive and objective rather emphasis employment opportunities. Following modes are used for investment:

BAI-MODES

  1. Bai-Murabaha
  2. Bai-Istijrar
  3. Bai-Muajjal
  4. Bai Salam
  5. Istisna�a
  6. Bai-As-Sarf


SHARE-MODES

  1. Mudaraba
  2. Musharaka

IJARA-MODES

Investment Scheme:

IBBL finances to individuals to meet up their daily needs. there IBBL has designed various types of retail schemes:

  1. House Hold Investment Scheme
  2. Investment Scheme for Doctors (ISD)
  3. Transport Investment Scheme (TIS)
  4. Car Investment Scheme (CIS)
  5. Small Business Investment Scheme (SBIS)
  6. Micro Industries Investment Scheme (MIIS)
  7. Agricultural Implement Investment Scheme (AIIS)
  8. Real Estate Investment Program (REIP)
  9. Real Estate Investment (Commercial & Working Capital)
  10. Agricultural Investment of IBBL
  11. NRB (Non Resident Bangladeshi) Entrepreneurs Investment Scheme(NEIS)
  12. Women Entrepreneurs Investment Scheme (WEIS)

Rural Development Product:

To extend investment facilities to agricultural, other farming and off-farming activities in the rural areas. To finance self-employment and income-generating activities of the rural people, particularly the rural unemployed youths and the rural poor.

Services of the Islami Bank Bangladesh

Islami Bank, the Board of Directors of the Bank has provided various types of services according to guidelines and regulations of Bangladesh Bank

  1. Retail or Personal Banking

  2. Corporate Service

  3. SME Service :
      1. Finances to Small and Medium Enterprise
      2. Loan for Agro Entrepreneurs
      3. Loan for Farmers
  4. NRB (Non Resident Bangladeshi) Entrepreneurs Services
      1. Remittance Card
      2. Investment Scheme for Foreign Expatriate
      3. Mudaraba NRB Saving Bond
  5. Foreign Exchange Business Services.
  6. Locker Services
  7. Offshore Banking Services

Advantage of the Islami Bank Bangladesh

  1. 24 Hour Service.
  2.  i- Banking or Internet Banking service to transfer balance in the domestic account and recharge mobile.
  3. Account holder access SMS banking service to inquiry balance, Mini statement, Bank information.
  4. Mobile banking services
  5. Large ATM service network across the country.
  6. SWIFT Services
  7. IBBL cardholders can enjoy various types of discounts at specific hotels, hospitals, Manufacture and many brand shop.
  8. The client can be received this  NRB Remittance card from any IBBL branch without any fee.
  9. Draw money from any IBBL booth.
  10. Card Balance Inquiry from any IBBL booth.
  11. Foreign Remittance is deposited in this card.
  12. The bank account is not necessary
  13. Maximum Tk. 50,000.00 from ATM booth and any amount from bank counter can be drawn.
  14. Only foreign remittance sender/receiver can take this service of Remittance Card.
  15. Utility Bill can be paid by Remittance Card.
  16. Balance inquiry from SMS or iBanking Service for Remittance Card.

 

Title Islami Bank Bangladesh Limited
Address Islami Bank Tower 40, Dilkusha Commercial Area Dhaka
Phone 88029567162
Fax
Mobail 8801711435638
Email [email protected]
Post Code 1000
Reg Code
Swift Code IBBLBDDH
License
TIN
BIN
Establishment Year 1983
Category Private
Sector Finance
Service Type Bank
Area
Upazila/Thana Motijheel
Division Dhaka
District Dhaka
Country Bangladesh
Membership Dhaka Stock Exchange Ltd
Legal Status Private

Islami Bank, Feni Branch


Representative: Mohammad Nurul Karim

Designation: Senior Vice President

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